Acceptance of terms

By accessing or using Track Wallet ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. We may update these terms from time to time; continued use after changes constitutes acceptance.

Description of the service

Track Wallet provides expense tracking, budgeting, and related tools to help you manage your finances. We reserve the right to modify, suspend, or discontinue any part of the Service with or without notice.

Account and registration

You may need to create an account to use certain features. You agree to provide accurate information and to keep your password secure. You are responsible for all activity under your account. Notify us promptly of any unauthorized use.

Payments and subscriptions

Paid plans are billed according to the pricing displayed at the time of purchase. Subscriptions renew automatically unless you cancel. Refunds are handled according to our refund policy (if any) or applicable law. We may change pricing with reasonable notice.

Acceptable use

You agree not to:

Use the Service for any illegal purpose or in violation of any laws
Attempt to gain unauthorized access to our systems or other users' accounts
Interfere with or disrupt the Service or its infrastructure
Scrape, copy, or resell the Service or its content without permission
Use the Service to transmit malware or harmful content

We may suspend or terminate your access if you breach these terms.

Your data and intellectual property

You retain ownership of the data you submit. By using the Service, you grant us a limited license to use, store, and process that data as needed to provide and improve the Service, as described in our Privacy Policy. Our name, logo, and the Service itself are our intellectual property; you may not use them without our written permission.

Disclaimers

The Service is provided "as is" and "as available." We do not guarantee that it will be error-free, secure, or uninterrupted. Track Wallet is a tool to help you organize your finances; we do not provide financial, tax, or legal advice. Use your own judgment and consult professionals when needed.

Limitation of liability

To the fullest extent permitted by law, Track Wallet and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or use, arising from your use of the Service. Our total liability shall not exceed the amount you paid us in the twelve (12) months before the claim.

Termination

You may stop using the Service and close your account at any time. We may suspend or terminate your access if you breach these terms or for other operational or legal reasons. Upon termination, your right to use the Service ends; we may retain or delete your data as described in our Privacy Policy.

Changes to the terms

We may update these Terms of Service from time to time. We will post the revised terms on this page and update the "Last updated" date. Material changes may be communicated by email or in-app notice. Continued use after the effective date constitutes acceptance.

Governing law and contact

These terms are governed by the laws of the jurisdiction in which we operate, without regard to conflict of law principles. For questions about these terms, contact us at app.trackwallet@gmail.com.